October 22, 2025
First month down, time to review how September’s picks performed and roll out October’s investments. The idea remains simple: invest $200 every month, split evenly across 4 areas. Dividend stocks, popular stocks, S&P 500 ETF, and forex trades.
Market Recap
Gold absolutely soared, smashing through to new all-time highs. Everyone’s piling into shiny rocks again.
Meanwhile, crypto went into the abyss. Big hitters like Ethereum and Solana are down 10–20%, while some altcoins have dropped 30–40% (and a few even worse!).
Our Stocks had a mixed month, J&J and AAPL held firm, while others wobbled. The SPY kept things steady, which is about as exciting as it sounds, but steady’s still a win.
On the Forex front, things have been ticking along nicely. EUR/USD has come good overall, keeping the account moving in the right direction.
September Performance
| Ticker | Company / Pair | Opened | Closed | Open | Close | Amount | P/L (%) | P/L ($) |
|---|---|---|---|---|---|---|---|---|
| JNJ | Johnson & Johnson | 22/09/2025 | — | $176.55 | — | $50.00 | 8.94% | +$4.47 |
| AAPL | Apple | 22/09/2025 | — | $247.50 | — | $25.00 | 5.29% | +$1.33 |
| MSFT | Microsoft | 22/09/2025 | — | $516.60 | — | $25.00 | 1.48% | +$0.37 |
| SPY | SPDR S&P 500 ETF | 22/09/2025 | — | $664.09 | — | $50.00 | 0.72% | +$0.36 |
| Subtotal (Stocks + ETF) | +$6.53 | |||||||
| EUR/USD (Buy) | 09/10–12/10/2025 | 1.1561 → 1.1592 | $50.00 | 8.00% | +$4.00 | |||
| EUR/USD (Buy) | 15/10–17/10/2025 | 1.1627 → 1.1706 | $50.00 | 20.36% | +$10.18 | |||
| Subtotal (Forex) | +$14.18 |
Total Portfolio Gain: +$20.71
Overall Return: ~10.3%
Top Performer: EUR/USD (Buy @ 1.1627 → 1.1706)
Lesson Learned: My forex positions, along with the other trades opened in September, are off to a great start. I’m pleasantly surprised by J&J’s performance, an 8.94% return in just one month is impressive. This rise appears to be driven by stronger than expected quarterly results and renewed analyst confidence. The company’s solid quarter and optimistic outlook have clearly provided a boost. That said, to maintain consistency in my strategy, I won’t be closing these positions and will continue adding to non-forex holdings.
October Picks
I’ll be putting another $50 into JNJ, $50 into AAPL, and $50 into SPY, which leaves $100 for Forex. I’m not expecting JNJ to pull off the same kind of return heading into the end of October and November, but it’s been a good month for it regardless.
So far, we’ve got a decent head start from Forex, $6.53 from stocks and ETFs versus $14.18 from Forex. EUR/USD is trading a bit flat just now, so we might need to mix things up. With the extra $50, we can either step up the trade frequency or spread the funds across a few different currency pairs to keep things moving.
Summary
- Total invested: $400 (as of October 22, 2025)
- Total portfolio gain (since start): +$20.71 (September)
- Focus this month:
- The plan is to keep the long-term investments steady and stick with the current amounts. The main goal is to keep the momentum going on the Forex side and hopefully stay ahead (or even stretch the lead!) over the stocks and ETFs.
Looking Ahead
Next month, I’ll update results from October and share the strategy for Forex. The focus remains on being consistent, learning, and building a track record of small, smart investments.
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